Why I want to stop drinking… I have recently been introduced to a life of dancing and parties and more dancing. This doesn’t necessarily mean it comes with endless drinking. However for me, it definitely has been more drinking than usual. I have noticed that this sudden increase in drinking has been messing with a […]
Buying a second home
Making the decision to move out of my parents house by the end of the year was not easy. Emotionally I was ready for a change, financially I wasn’t ready to let go of this huge advantage. I am so grateful that my parents were so welcoming and supportive of my goals. They allowed me […]
Lessons learned during my FI journey so far….
I started taking this journey seriously in Nov of 2016. I decided that in order to become debt free, I needed to lower my expenses and use my income to pay off my debt. This debt consisted of student loans and credit card. The total amount of debt at the time was about 35k, 30k […]
4 days in San Francisco
‘e decided to take a sisters trip to San Francisco a few weeks ago. I had never been and my sister had been asking to do a trip for a while. A few suggestions where put on the table, but we settled on San Francisco. I did not want to take a lot of vacation […]
How to find good roommates
Being a 20 something trying to become financially independent, I have realized that I will probably be living with roommates for the next 5 years. This is because I am trying to maximize and save at least 50% of my income. The ideal goal would be to save 70% of my income. To be able […]
Moving back home
After living on my own for about 2 years, I made the decision to move back home for about a year to aid speed the process of Financial Independence. I am so blessed to have such supportive parents that allowed me to move back home rent free. I try to help with the groceries […]
Paying off student loans
I belong to the group of millennials that graduated college with student loan debt, about $35K to be exact. I thought well I’ll pick the pay as you earn plan and in 10-15 years it’ll be paid off. But as time kept going and the interest kept creeping in. I got fed up and decided […]
Roommates 101
Living with roommates is something that the average person in their 20s has done at least once in their life. It starts in college if you live in a dorm, then you move to an apartment with roommates, and then when you graduate and get a full time job, you move into a nicer apartment […]
Buying a house
A year and a half ago I decided to purchase my first home and it’s been one of the best decisions I have made. I did it thinking I was going to live there for two years and then I would rent it out and move back to Taiwan. I wanted to move back […]
Peru in 10 days part 2
Cusco and Aguas Calientes were the last two cities we visited during this 10 day trip. We saved the best for last since Machu Pichhu is in Cusco. Most backpackers land in Lima and fly out immediately to Cusco then work their way down. However we wanted to save the biggest part of the trip […]